Terms of Service
Last updated: March 20, 2026
1. Acceptance of Terms
By accessing or using InsureWise (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
InsureWise is an AI-powered insurance comparison marketplace that helps consumers find and compare insurance quotes from multiple carriers. We act as a licensed insurance marketplace, not as an insurance carrier. All insurance policies are issued by third-party carriers.
3. User Accounts
You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Insurance Quotes
Quotes provided through the Service are estimates based on the information you provide. Final premiums and coverage terms are determined by the issuing carrier and may differ from initial quotes. InsureWise does not guarantee the accuracy of quotes or the availability of coverage.
5. Privacy
Your use of the Service is also governed by our Privacy Policy. We do not sell your personal information to third parties. Information you provide is used solely to generate insurance quotes and improve our Service.
6. AI Advisor Disclaimer
The AI insurance advisor provides general guidance and is not a substitute for professional insurance advice. While we strive for accuracy, the AI may not account for all factors relevant to your specific situation. We recommend reviewing all coverage details carefully before purchasing a policy.
7. Limitation of Liability
InsureWise provides the Service on an “as is” basis. We are not liable for any damages arising from your use of the Service, including but not limited to inaccurate quotes, coverage gaps, or carrier service issues.
8. Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of material changes via email or through the Service. Continued use after changes constitutes acceptance of the updated terms.
9. Contact
If you have questions about these Terms, please contact us at legal@insurewise.ai.